Frequently Asked Questions

We offer a diverse range of loans, including Log Book Loans, Title Deed Loans, Cheque Discounting, Import Duty Financing, Salaries Check Off Loans, Asset Financing, and many more.

You can easily apply for a loan by visiting our website, where you’ll find a user-friendly application process. Alternatively, you can visit one of our branches for personalized assistance.

Yes, eligibility criteria vary depending on the type of loan. Generally, factors such as credit history, income, and the purpose of the loan are considered.

The processing time varies, but we strive to ensure a quick turnaround. Once your loan is approved, you can typically expect to receive funds in a timely manner.

Yes, we offer convenient online services for loan management, allowing you to track your loan status, make payments, and access other relevant information.

Collateral requirements depend on the type of loan. For example, Log Book Loans use the borrower’s vehicle as collateral, while Title Deed Loans are secured against property.

Yes, you can prepay your loan, and we do not charge prepayment penalties. We encourage responsible financial management and offer flexibility in loan repayment.

Our commitment to transparency, customer satisfaction, and a wide range of tailored financial products make us stand out. We prioritize building lasting relationships with our clients.

Yes, we believe in empowering our clients. We offer financial education and counseling services to help individuals and businesses make informed financial decisions.

Loan amounts vary depending on the type of loan and individual circumstances. We strive to cater to a broad range of financial needs, from small emergency loans to larger business financing.

We provide SME and business loans across various sectors, including but not limited to agriculture, manufacturing, services, and retail. Our goal is to support the diverse needs of businesses.

We actively contribute to community development through initiatives such as group loans, women’s empowerment programs, and support for youth and start-ups. We believe in being a positive force in the communities we serve.

We prioritize the security and privacy of customer data. Our systems are equipped with robust security measures, and we adhere to strict data protection protocols in compliance with relevant regulations.

Jijenge Credit Ltd Frequently Asked Questions