Best Asset Finance Loans in Kenya
Are you looking for a reliable way to acquire a car, machinery, or business equipment in Kenya without paying the full cost upfront?
Jijenge Credit offers the best asset finance loans in Kenya, tailored to your needs. Whether you are salaried, self-employed, or running a business, our flexible financing options help you take control of your future.
We provide asset finance, on a lease or rental basis, to fund your new and used assets on repayment plans that match your cash flow.
In determining the optimal funding structure, we consider the brand reputation and serviceability, commonality, broad-based usage and the productive life of the asset. We typically fund moveable, income-generating assets and capital equipment that operate within the earth-moving, mining, construction, logistics, fleet rental, manufacturing, engineering, and alternative energy industries.
To apply for this loan, the following details and documents are required.
- Original & 2 copies of your Logbook
- Original & 2 copies of your National ID
- 2 copies of your KRA pin certificate
- 2 colored passport size photos of you
- 6 months Bank & M-pesa statements
What is Asset Financing?
Asset financing allows individuals or businesses to purchase physical assets such as vehicles or equipment by spreading the cost over time. In Kenya, asset financing is a popular alternative to paying cash for high-value items, especially for SMEs and individuals with growing needs.
Why Choose Jijenge Credit for Asset Financing?
Fast approval process – within 24 to 48 hours
Low interest rates and flexible repayment terms
Simple application process with minimal paperwork
Trusted by thousands of Kenyans
Nationwide support and accessibility
Get Started Today
Jijenge Credit is here to help you take the next step. Whether it’s a personal car or business machinery, we offer the support you need to grow.
Who Qualifies for Asset Finance in Kenya?
At Jijenge Credit, we finance both individuals and businesses. You may qualify if you:
- Salaried or self-employed
- Own a business in need of equipment or vehicles
- Have valid identification and KRA PIN
- Provide proof of income or business operation
How to Apply for an Asset Finance Loan (Step-by-Step)
- Contact us online or visit a Jijenge Credit branch
- Submit documents for review
- Asset valuation (if needed)
- Approval & Disbursement within 24–48 hours
To apply for an asset finance loan, you will need the following:
- Original & 2 copies of your Logbook
- Original & 2 copies of your National ID
- 2 copies of your KRA PIN certificate
- 2 colored passport-size photos
- 6 months of Bank & M-Pesa statements
When determining the optimal funding structure, we evaluate:
- Asset brand reputation
- Serviceability and durability
- Commonality and broad-based usage
- Productive lifespan
At Jijenge Credit, our Asset Finance Loans are tailored to support the acquisition of essential assets on a lease or rental basis. Whether for business or personal needs, our flexible repayment plans are designed to align with your cash flow, ensuring you can effectively manage your finances while growing your ventures.
What We Fund
Our funding covers both new and used movable, income-generating assets, and capital equipment. We support industries such as:
- Earth-moving and mining
- Construction and logistics
- Fleet rental and management
- Manufacturing and engineering
- Alternative energy
and assets such as:
- Personal and commercial vehicles
- Motorcycles
- Farm machinery
- Construction equipment
- Industrial tools and business equipment
Financing for Energy Sector
We proudly extend our financing solutions to support modern and eco-friendly transportation and energy initiatives, including:
Electric Vehicles (EVs) and Hybrid Vehicles
LPG Gas Vehicles
LPG Vehicle Refilling Stations
Construction of Electric Vehicle Charging Points
This ensures that individuals and businesses can access sustainable solutions that align with future-ready infrastructure and environmental goals.
Frequently Asked Questions
Our interest rates are among the most competitive and depend on your asset type and repayment plan.
Approval is typically done within 24–48 hours.
Yes! Our online application portal is fast and easy to use.
Not always. Most cases rely on the asset as collateral.
