Are you looking for quick financing options in Kenya? Jijenge Credit Limited offers accessible logbook loans with competitive rates from 3.75% to 4.5% monthly. Apply today at any of our branches in Nairobi, Thika, and other major towns, or complete your application online and receive funds within 24 hours.
What Are Logbook Loans?
A logbook loan is a secured financing option where you use your vehicle as collateral while continuing to drive it. At Jijenge Credit Limited, we provide logbook loans ranging from KSh 50,000 to KSh 10 million based on your vehicle’s value (up to 80% of the car’s worth). These loans feature flexible repayment periods designed to accommodate your financial situation.
Unlike traditional bank loans that may take weeks for approval, our logbook loans offer:
- Same-day approval is possible
- Continued use of your vehicle
- Minimal documentation requirements
- No credit score restrictions
- Flexible repayment options
Read More: Cheapest Logbook Loan Companies in Kenya
Benefits of Choosing Jijenge Credit for Logbook Loans
Quick Approval Process
At Jijenge Credit, we understand that financial needs are often urgent. Our streamlined application process allows for same-day approvals, with funds typically disbursed within 24 hours of completed documentation.
Competitive Interest Rates
Our logbook loans start at just 3.75% monthly interest, making us one of the most affordable options in Kenya. We believe in transparent pricing with no hidden fees or charges.
Flexible Repayment Terms
Choose repayment periods between 6 and 36 months based on your financial capability. We offer multiple payment methods, including M-Pesa, bank transfers, and direct deposits at any of our branches.
Outstanding Customer Support
Our dedicated customer service team is available 7 days a week to address any concerns or questions regarding your logbook loan. Each client is assigned a personal relationship manager to guide them throughout the loan period.
Read More: Explore Kenya’s Leading Quick Logbook Loans Providers
Eligibility Requirements for Jijenge Credit Logbook Loans
To qualify for a logbook loan with Jijenge Credit, you need to meet the following requirements:
| Requirement | Details |
|---|---|
| Vehicle Ownership | Fully owned with no outstanding financing |
| Documentation | Original logbook, KRA PIN, ID/Passport, months’ bank statements |
| Insurance | Comprehensive insurance coverage |
Note: Both individuals and businesses can apply for logbook loans with Jijenge Credit Limited.
Application Process
Getting your logbook loan from Jijenge Credit is simple and straightforward:
- Initial Application: Visit any branch near you or apply online via our website
- Vehicle Valuation: Our team will conduct a free professional valuation of your vehicle
- Documentation Submission: Provide the required documents (logbook, ID, bank statements)
- Loan Approval: Receive loan approval (typically within 1-3 hours)
- Contract Signing: Review and sign the loan agreement
- Funds Disbursement: Receive funds via bank transfer or M-Pesa
The entire process can be completed within a single day for most applicants with all documentation ready.
Read More: Best Logbook Loan Lenders in Kenya 2025
Jijenge Credit Branches Near You
Find your nearest Jijenge Credit branch for in-person application or inquiry:
Nairobi Region
Located in: Librei-Solutions
Address: Town House, 605 Kaunda St, Nairobi
Phone: 0711 282727
Can’t visit a branch? Apply online at www.jijengecredit.com or call our toll-free number 0800 721 721 for assistance.
Related: Understanding Car Logbook Loans: 2025 Guide
Smart Ways to Use Your Logbook Loan
A logbook loan from Jijenge Credit can be a strategic financial tool when used wisely. Here are proven ways our clients have leveraged their loans for financial growth:
Real Estate Investment
With property values in Kenya appreciating at an average of 6-8% annually, using your logbook loan as a down payment for a rental property or land purchase can generate both passive income and capital appreciation.
Business Expansion
Inject capital into your existing business to increase inventory, expand operations, or take advantage of bulk purchase discounts.
Success Story: Jane K., a boutique owner in Mombasa, used her KSh 500,000 logbook loan to import clothes in bulk, reducing her costs by 30% and increasing her profit margins significantly.
Education Investment
Financing further education or professional certifications can significantly increase your earning potential.
Success Story: Robert O. used his KSh 350,000 logbook loan to fund a specialized IT certification. Within three months of completion, he secured a new position with a 60% salary increase.
Emergency Funding
Having quick access to funds for medical emergencies or unforeseen family needs provides peace of mind and prevents deeper financial difficulties.
Frequently Asked Questions
What happens to my vehicle during the loan period?
You continue to use your vehicle as normal throughout the loan period. Jijenge Credit only holds your logbook as security.
How is the loan amount determined?
The loan amount is calculated based on the current market value of your vehicle, typically up to 80% of its valuation.
What if I want to repay my loan early?
We encourage early repayment and offer no early settlement penalties. You’ll only pay interest for the period you’ve held the loan.
Can I get a logbook loan with bad credit?
Yes. Since the loan is secured against your vehicle, your credit score is not the primary consideration for approval.
How long does the application process take?
With all documentation ready, you can complete the application process and receive funds within the same day.
What happens if I miss a payment?
Contact your relationship manager immediately if you anticipate payment difficulties. We offer flexible restructuring options to help manage temporary financial challenges.
Can I still sell my vehicle while under a logbook loan?
You must settle your loan before selling your vehicle. Alternatively, if the buyer is willing, the loan can be transferred with Jijenge Credit’s approval.
Do you require a guarantor for logbook loans?
No, guarantors are not required since your vehicle serves as the security for the loan.
Customer Success Stories
“Jijenge Credit’s logbook loan process was refreshingly simple. I applied in the morning and had the funds by evening. Their rates were the most competitive I found, and I’ve recommended them to several friends who have had equally positive experiences.”
- Michael Ochieng, Entrepreneur, Nairobi ⭐⭐⭐⭐⭐
“When my business needed quick expansion capital, Jijenge Credit came through with a logbook loan when banks were taking too long. Their staff were professional, and the process was transparent with no hidden charges.”
- Sarah Mutua, Business Owner, Kisumu ⭐⭐⭐⭐⭐
“I was skeptical about logbook loans until I tried Jijenge Credit. Their terms were clear, the interest rates reasonable, and I still use my car daily. The loan helped me fund my master’s degree, which has since improved my career prospects.”
- James Kamau, IT Professional, Nakuru ⭐⭐⭐⭐
Ready to Get Your Logbook Loan?
Apply Online Now
Complete our quick online application form and receive a preliminary approval within minutes.
Call Us
Speak directly with our loan assistance at 0711 282727 for personalized assistance.
Visit a Branch
Walk into any of our branches with your vehicle and documents for same-day processing.
Loan Calculator
Use our simple loan calculator to estimate your loan amount and monthly repayments:
For a personalized calculation, please contact our loan officers or use the detailed calculator on our website.
Last Updated: April 30, 2025
Jijenge Credit Limited is licensed and regulated by the Central Bank of Kenya. All loans are subject to terms and conditions. Rates and loan products may change without notice. Please contact us for the most current information.
