Our Products


This is a product designed to enable clients derive maximum value from the current assets they own i.e motor vehicles, by using  the logbooks as collateral.

get a loan on your car

Who Qualifies

 Anyone with a steady and evident source of income, with a log book registered in his/her name.

Documents Required

Personal bank statements for the last 3 months.

Pay slips for the last 3 months.

A copy of the employment contract or job ID.

Copy of national ID or passport to be certified against the original.

Copy of the PIN of the registered owner of the vehicle.

Certified M-pesa statements for the last 3 months.

A cheque book account.

Motor vehicle log book.

Motor vehicle valuation report & photographs.

2 blank but signed motor vehicle ownership transfer forms.

2 Passport Photos.

Document to show proof of Comprehensive insurance.

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About the Product

This Loan is taken against rental income. Eligible properties can be either commercial or residential.

Who Qualifies?

Anyone who owns a rental income generating property.

Loan Application Requirements:

  • Original National ID
  • Copy of KRA PIN
  • Bank statements for the last six months
  • Original 1 Passport Size Photo
  • Latest 12 months’ Payment Vouchers from Property Agent
  • Copy of Agency Contract
  • Latest electricity /water bill for the property
  • Property Search Report stamped by authorized mandate.

Terms and conditions apply.


Repayment period ranges from 3 months to 12 months


Minimum loan amount: Kshs. 50, 000. Maximum loan amount: Kshs. 2,000, 000.




Please use this form for general enquiries on Loans for Insurance Premiums.

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This is a short term loan facility meant to clear import duty charges on behalf of importers of motor vehicles and other goods, in order to facilitate faster settlement of duty charges to Kenya Revenue Authority (KRA) and avoid penalties.

Documents required by our clearing agent

Original documents required from the client:

·         Bill of lading at least two original copies.

·         Invoice for the unit/Motor Vehicle

.         Import Declaration Form (IDF) (if client has paid for it)

·         Translated Japanese Log book (English)

·         JEVIC (confirm the expiry date)

·         Copy of PIN (very important)

·         Copy of ID

.         Post dated cheque(s)

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Clearing of the motor vehicle is done by our agent

 Tender Bonds(Also known as Bid Bonds)are undertakings given by a bank in support of a contractor/supplier bidding for a work contract.

Provides the beneficiary with a Financial remedy if the applicant fails to fulfil any of the tender conditions.

Normally Submitted with the other documents called for in the invitation to tender and remain valid during the period of tender,plus a grace period to allow the beneficiaryto make demand.

Key Elements

  • Used during bidding stage
  • Usually 2% to 5% of the value of the bid
  • Used to alleviate the costof non-perfomance during the contract award stage
  • Duration of the tender usually ranges from 30 to 150 days

Special Features of Jijenge Credit Tender/Bid Bonds:

  • Unsecured upto Kes.3Million
  • Can be issued within one hour after reciept of complete application
  • Affordable and competitive rates are levied

Application Requirements:

  • Guarentee Application giving the following details
  • Applicants name
  • Beneficiary’s name
  • Amount
  • Duration of the bid bond
  • Purpose of the bond
  • Copy of the tender document page showing the above details(if available)
  • Tender/Bid Bond Format

Other types of Guarantees offered by Jijenge Credit include;

  • Performance Bond on flexible terms including 50% cash cover
  • Advance payment guarantee
  • Payment guarantee
  • Facility guarantee (to secure a credit a credit line)
  • Government Bonds; Custom Bonds Transit Bonds,Immigration/security Bonds,etc

We also have the capacity and expertise to issue other forms of guarantees not mentioned above



The Jijenge School Fee emergency  Loan has been designed to meet all the school fees needs of our clients. . It can be a first loan for a client who feels that school fee is the most pressing issue. It can also be given as an additional loan. This product also extends to other educational courses such driving school, short courses, training etc.

Product Benefits

  • Quick and Reliable Service
  • Grace Period
  • Secure Savings
  • Competitive Interest Rates:
  • Loan Flexibility

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This is a short term loan facility not exceeding 90 days granted to suppliers to reputable and stable corporations. The suppliers must have a demonstrated good track record of delivering similar items.LPO financing in kenya

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This is a product designed especially for Blue Chip companies and the Civil Service; where a loan is given against your salary and deductions done directly. Jijenge Credit Limited has now ventured into this market.

Please note that there are;

  • NO Securities
  • NO Guarantors 
  • NO Account Opening.


It’s all about you!

our interest rates are negotiable and flexible depending on the risk profile of each individual client.

The loan is available within 1 hour upon payroll approval and stringent checks of the documentation provided by the borrower to ensure minimum risk exposure

Requirement Check List

  1. 1 passport size photo
  2. 3 latest original pay slips
  3. 2 months bank statements certified by the bank
  4. Original ID
  5. Duly signed loan form with acknowledgement of the terms & conditions of the loan.

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This a Cheque purchase service through which jijenge credit advances cash for Cheques issued to individuals, by reputable companies, at a favorable commission.


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This is a short term loan facility granted to suppliers to reputable and stable corporations. The main objective of this facility is to give immediate value to customer’s invoices before maturity.


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This is product is designed to enable clients derive maximum value from the quoted securities they hold at the Nairobi Securities Exchange (NSE). This is one of the most flexible collateral to use for both business and employed persons.

jijenge credit

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Rental income derives from a number of sources including:

  • the letting of property, e.g. houses, flats, apartments, offices and farmland

Land buyers-Individual, investment groups, small SACCOs, land buying companies.

Features/ purpose

  • Loan for purchase of land for subdivision and subsequent sale, plots, development of plots.
  • Access up to 100% financing of the land Development Cost
  • Affordable interest rate
  • Emergency business loans



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Individuals, businesses , salaried staff and Chamas

Features/ purpose

  • Loan for purchase of Personal Cars, Commercial Vehicles, Matatus, Motor Bikes, Tractors ,Trailers, Tuk Tuk, machinery among other assets
  • We finance upto 50% Value of the asset