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RATES AS LOW AS

3.75%

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AMOUNT OF CREDIT

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FAST & EASY PROCESSING

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LONG LOAN TERM

60 months

ABOUT US


Your Satisfaction Is Our Committment

Established in 2014, we are a licensed digital credit provider approved by the Central Bank of Kenya (CBK), committed to addressing the pressing market demand for accessible working capital solutions for Individuals and Small to Medium Enterprises (SMEs).

About Jijenge Credit

What We Offer


 OUR LOANS


Logbook Loans
Asset Financing
Bid Bonds
Title Deed Loans

WHY US


We Offer The Best Solutions For Individuals & Businesses.

A fast approval process: Apply and receive your loan within minutes to get yourself started.

Flexible payment plans: Our flexible payment solution lets you choose what you want in short-term loan.

Easily get your cash: Choose your most suitable means of receiving your cash without any hidden charges.

Solutions for small business and big companies                           

Loan Calculator

Loan Calculator

5%

WE MAKE A DIFFERENCE

Access Fast And Affordable Loans Now!

Our News And Insights


LATEST NEWS


By Jijenge Credit 19 Mar, 2024
Securing a personal loan can be a handy financial tool and a great way to access the funds you need. From covering unplanned medical expenses to planning a vacation and even sourcing one to cover unexpected emergencies, loans often prove to be one of the most dependable sources of procuring additional funds. Despite the easy availability of personal loans as a credit product, it is important to know about the top borrowing mistakes you could find yourself in. Because it could otherwise turn into a quick and costly mistake. Failure to Consider Budget The first step in applying for a loan is to assess your budget. While the lender has duties and would not grant a loan for you if they believe you cannot afford it, you must be completely confident that you can make the repayments without falling behind on other expenses and commitments. Keep in mind that not being able to make your repayments can be frustrating and hurt your entire financial situation. Late payments can have an impact on both your credit score and future borrowing. Being Unaware of Your Credit Score Your credit score is an important part of loan application. It not only determines whether your loan will be accepted or denied, but it also determines how much you can borrow, and in many cases, the interest rate given. Hence, it is advised to check your credit score before applying for a loan. It is a good practice to check it from time to time to spot errors and correct them with relevant credit bureaus before applying for a loan. Access fast and affordable loans here Avoiding Research Are you tempted to borrow from your favorite bank or microfinance Institution because you like how they function? It’s often wise to compare various options available to you before filling out your personal loan application form. Always remember it's best to compare lenders and see if you can get the same loan at a lower cost. Avoid Spontaneous Decisions Taking a loan can be a quick and easy way to borrow funds, and can give you a false sense of security when it comes to your finances. So, if you are thinking of taking a personal loan to meet your wants rather than your needs, then you may need to rethink your decision. It is easy to fall into a financial trap just to fulfill your gratification without considering the stake you put yourself in. On the other hand, if you’re indeed short of funds and want to fulfill an emergency expense, then your decision to apply for a personal loan may be the right decision. Not checking your repayment capacity Aside from reviewing your credit score, banks and NBFCs evaluate your income and repayment capacity to ensure you repay your loan on time. In case your income fails to match the amount you have applied for, or you have previously borrowed more than your repayment capacity – your loan application may be denied. Always ensure you apply for the loan amount for which you qualify. If you require a larger sum, it is best to wait until you are eligible for it rather than obtaining a loan that will be difficult to return.
By Ted Nyaoke 18 Mar, 2024
Jijenge Credit Limited is the leading Credit-only microfinance, fully compliant to set out statutory guidelines and regulated by the Central Bank of Kenya. Jijenge’s Founder and Managing Director Mr. Peter Macharia Kamau is visionary and is keen to ensure all Kenyans can effortlessly own a piece of land through enabling them with accessible and affordable credit. “Own a slice of paradise in Matasia Ngong along Ole Roimen Road! 1-acre residential/agricultural land subdivided into four quarters with ready titles, at just 4M each (negotiable). Act fast, call 0722843770 for details. Financing available through Jijenge Credit Ltd: Pay 50% now, balance in convenient installments. Seize this chance to build your dream.”
By Ted Nyaoke 08 Mar, 2024
Jijenge Credit Limited, which is Kenya’s leading credit only microfinance, under the wise and able leadership of the Managing Director Peter Macharia Kamau has taken a moment to wish all women well on this their International Day. In a hearty message, Jijenge Credit Limited Peter Macharia Kamau noted: “As we celebrate International Women’s Day, we take a moment to honor the incredible women who drive success at JCL Motors Ltd and beyond. From steering innovation to accelerating progress, our remarkable women make invaluable contributions, shaping not only the roads we travel but also the world we live in. Today, we salute their passion, resilience, and the transformative impact they bring to JCL Motors and beyond. Here’s to the trailblazers, the drivers of change, and the heart of our journey. Happy International Women’s Day.” Under the leadership of this talented gentleman, Peter Macharia Kamau, Jijenge Credit Limited has grown exponentially. It has been expanding its portfolio and growing its asset base. Here at Vipasho, we unreservedly wish Jijenge Credit fraternity, led by the Captain of the Ship Mr. Peter Macharia Kamau, all the best, now and in the future.

TESTIMONIALS

What Our Clients Are Saying

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